Waiting for an insurance company to respond after an accident can be stressful, especially when medical bills and recovery needs are already weighing on you. California sets clear rules for how insurers must handle personal injury claims, yet delays still happen for many reasons, from ongoing investigations to disputes over fault. Understanding what affects the timeline — and what to do when communication slows — helps protect your rights and ensures your claim stays on track.
How Long Does the Insurance Company Have to Respond to My Claim
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